How to Digitise Client Onboarding for a UK Financial Services Firm While Meeting FCA Consumer Duty
UK financial services firms are under twin pressure: the FCA Consumer Duty demands that onboarding processes deliver good outcomes for clients, while competitive pressure demands that those processes happen quickly. This guide covers the technology stack — DocuSign, Adobe Sign, Onfido, and Salesforce Financial Services Cloud — alongside the regulatory framework, with specific attention to where digital onboarding intersects with AML obligations, client categorisation, and the FCA's forthcoming digital journeys assessment.