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ChatGPT Business vs Microsoft 365 Copilot for a UK Accountancy Practice Running Xero and Making Tax Digital

ChatGPT Business vs Microsoft 365 Copilot for a UK Accountancy Practice Running Xero and Making Tax Digital

ChatGPT Business (formerly Team) and Microsoft 365 Copilot both cost roughly £20 per user per month, but they solve different problems for a UK accountancy practice running Xero. Copilot lives inside Excel, Word and Outlook — the tools accountants already use daily — while ChatGPT is a standalone environment better suited to research, drafting and ad-hoc analysis. Neither connects natively to Xero. For Making Tax Digital compliance, the real AI lift comes from Xero itself: its JAX superagent now auto-reconciles bank lines and extracts invoice data natively. This piece compares both tools head-to-head across the workflows that matter to a 10-person UK practice approaching the April 2026 MTD deadline.

Andrew McLean 26 February 2026
AI Tools for UK Recruitment Agencies Zoho Recruit vs Bullhorn vs HubSpot and the ICO Rules You Cannot Ignore

AI Tools for UK Recruitment Agencies Zoho Recruit vs Bullhorn vs HubSpot and the ICO Rules You Cannot Ignore

The Data (Use and Access) Act 2025 came into force on 5 February 2026, changing the rules on automated decision-making in recruitment. UK agencies can now use AI screening tools under legitimate interests — but only with proper safeguards: transparency, meaningful human review and the right for candidates to contest decisions. This piece compares Zoho Recruit, Bullhorn and HubSpot across the AI features that matter to a 5-recruiter UK agency, maps each feature against the ICO's six compliance requirements, and gives a straight answer on which tool fits which type of agency without tripping over Article 22.

Kate Bennett 26 February 2026

Do You Need a Server? A Plain English Guide for Small Teams

Wondering if your small business needs its own server? This guide explains what servers actually do, when you need one, and the cheapest ways to get started—written for people who aren't tech experts.

CTC Editorial 30 January 2026
AI technology transforming UK SME business operations

The AI Reality Check - State of UK SME Adoption in 2025

As artificial intelligence reshapes industries worldwide, UK small and medium enterprises face a pivotal question: embrace the AI revolution or risk being left behind? This comprehensive analysis examines the current state of AI adoption among UK SMEs, exploring why 85% of small businesses haven't yet embraced AI, profiles success stories from early adopters, and provides a practical roadmap for implementation.

CTC Editorial 16 January 2026