Financial Services Technology
Core banking, RegTech and open banking platforms
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MCLInsureTech
MCLInsureTech is a Coleraine-based company with over 20 years' experience developing online IT solutions for the insurance sector. It builds online trading platforms and insurance brands covering the customer journey from purchase through to loyalty and engagement programmes, with backend automation of administrative processes. Solutions are delivered via subsidiaries dotSys, providing financial software to insurers, MGAs and brokers, and I4W Promotions, an email marketing service.
Marino Software
Marino Software is an Irish software consultancy building intelligent, agentic software for healthcare, financial services, the public sector and transport. It designs AI agents and automates workflows while preserving an audit trail, and delivers experience design and intelligence engineering for regulated environments. Its financial services practice is ISO 27001 and FSQS registered and is DORA-aware, with two decades in retail banking. Client work includes the RTE News app, built with Ireland's national broadcaster.
Mintly
Mintly provides bank account validation services for UK businesses, offering API and web tools to verify sort codes and account numbers using modulus checking algorithms. The service supports UK and Ireland bank accounts, building societies, and credit unions, with weekly data updates from the Extended Industry Sort Code Directory (EISCD) to ensure accuracy and compliance with BACS requirements.
Modulr
Modulr is a payments automation platform that automates how money moves into and out of a business, providing services such as payroll, accounts payable, spend management, and collections. It serves businesses and accountants by offering tools to streamline finance operations, improve accuracy, and scale payment processing efficiently.
Monese
Your banking alternative – manage your money the simple way with Monese. Open accounts in multiple currencies to spend abroad and transfer money.
Moneyhub
Moneyhub Financial Technology Limited provides data aggregation, categorisation, and enrichment services for financial and non-financial customer accounts, enabling banking, lending, pensions, wealth, and insurance businesses to deliver personalised financial journeys and improve customer outcomes through intelligent insights and recommendations.
Moneyinfo
Client portal and wealth management technology platform for UK IFAs and wealth managers delivering digital engagement and reporting.
Morning Data Ltd
Morning Data develops digital insurance software for MGAs, brokers and captives. Its API-driven product suite — Helix, Novus, Eos, Hub and Paradigm — connects systems to reduce rekeying, streamline operations and improve data quality, supporting compliance and operational efficiency across the insurance intermediary market. The company is based in Dorchester and serves clients in the UK and internationally.
Nium UK
Global fintech platform at Milton Park providing real-time cross-border payments and embedded finance infrastructure.
Nucleus Financial
Edinburgh-based investment platform and fintech company providing adviser-led wrap platform technology.
Nucoro
Wealth management technology platform enabling financial institutions to build and launch digital investment products.
Nuvei UK
Payment technology platform designed to accelerate business growth with modular and scalable payment infrastructure.
OXYGEN FINANCE
Oxygen Finance provides financial technology, early payment programmes, and market intelligence services for public and private sector organisations. The organisation helps public sector buyers and private sector suppliers manage procurement pipelines, accelerate supplier payments to improve cash flow, and access public spend data and tender insights to facilitate trading relationships.
Ohpen
Ohpen provides a configurable banking platform covering mortgages, savings, investments, pensions and consumer lending. Financial institutions use the platform to launch and adapt products without bespoke development, spanning the full lifecycle from product configuration to daily operations. It runs on cloud-native, event-driven architecture with over 300 open API endpoints and more than 500 configuration options. Ohpen is certified to ISO 27001 and SOC 2 Type II, and administers more than €150bn in assets for financial institutions across Europe.
OpenDialog
OpenDialog builds enterprise AI agents for regulated industries, with a current focus on insurance. Selma is an AI sales agent reported to increase quote conversions by 20%, Jamie is an AI policy query agent that resolves 70% of policy questions without human intervention, and Rhea is an AI re-engagement agent that recovers 20% of abandoned insurance quotes. The company's SAFER framework is designed to keep agents secure, transparent and compliant, with auditable outcomes across quotations, policy changes and claims.
OpenPayd
Banking-as-a-Service platform offering embedded accounts, payments, and FX capabilities for digital businesses globally.
OpenWrks
Open banking platform for financial vulnerability, income verification, and affordability assessments for UK lenders and utility providers.
POLAR MOMENT
Polar Moment provides payment services including software development, operations, and strategy for clients in the payments sector. They build, advise on, and operate payment systems such as Game Payment Technology, serving organisations like PayPal, Worldpay, ALDI, Ericsson, and InstaVolt across consultancy, development, and live operations.
Payments for the global stage
We remove the borders, barriers and burdens of doing international business. Manage payments and receivables through one easy platform.
Paymentsense
UK card payment processing company providing card machines and integrated payment solutions for small businesses.
Perpay
Perpay is a fintech platform that gives users spending power through a marketplace and credit card with automatic repayment from their paychecks, helping them build credit.
Phi Partners
Phi Partners provides quantitative and technology consulting for front office, pricing and risk functions at banks, asset managers and other financial institutions. Services cover quantitative modelling and validation, front office and risk technology engineering, vendor platform work across Summit, Sophis, Murex, Regnology and Moody's Analytics, and capital markets cloud transformation on AWS, Azure and GCP. The company is ISO 27001 certified and runs operational hubs in London, Dubai, New York and Singapore alongside near-shore delivery centres in Casablanca, Pune, Bucharest, Sao Paulo, Budapest, Sofia and Nicosia.
Phoebus Software Limited
Phoebus Software develops systems that originate and service lending and savings products for financial institutions across the UK and Ireland. Its platform covers residential and commercial mortgages, specialist finance and savings accounts, with modules for self-service, migration and securitisation, supporting multiple currencies and API integration. The Solihull-based company also provides client training, case studies and partnerships for lenders.
Pismo
Pismo provides a cloud-native API platform for banks, card issuers and merchants. The platform supports card issuing for Visa, Mastercard and private-label schemes, covering credit, debit, pre-paid, virtual and one-time cards. Its core banking module lets banks build new products or replace legacy systems. Additional modules cover digital wallets, digital lending, including loan booking, disbursement and auto-repayment, corporate banking for multi-country demand deposit accounts, and seller management for merchant transaction processing, reconciliation and statements.
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